You’re worried about mortgage crises but I’m over here reading a book about the lead up to WWI and stocking up on iodine.
GYERO ARCHIVE
- Thread starter anthonys735
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This is kind of a BS answer, but.......read The Big Short (or watch the movie). Incredible work.
It's amazing how it took an incredibly complex industry, and went line by line thru every single stakeholder in the process to show how they F'd the system.
- realtors
- appraisers
- loan officers
- hedge funds
- investment banks
- credit rating agencies
- borrowers
Just brilliant. It was a near total collapse in the global economy. Everyone played a huge part. And not to jump on you, brady, since you're my new hero, but it's incredibly annoying and incorrect if/when someone does insist that ONE factor somehow led to the demise. Just further shows how brilliant The Big Short was by taking everyone into consideration.
It's amazing how it took an incredibly complex industry, and went line by line thru every single stakeholder in the process to show how they F'd the system.
- realtors
- appraisers
- loan officers
- hedge funds
- investment banks
- credit rating agencies
- borrowers
Just brilliant. It was a near total collapse in the global economy. Everyone played a huge part. And not to jump on you, brady, since you're my new hero, but it's incredibly annoying and incorrect if/when someone does insist that ONE factor somehow led to the demise. Just further shows how brilliant The Big Short was by taking everyone into consideration.
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Idgas. It's Dontaie szn. The world is crap is anyway right now, let it go. Dontaie will lead us to the promise land.
Yeah, the mortgage backed security crashing the US economy was a perfect storm of fraud, greed, government negligence and timing.
They may be getting a little more liberal with who can qualify for a secondary market loan but the entire industry remains pretty heavily regulated from what I see.
They may be getting a little more liberal with who can qualify for a secondary market loan but the entire industry remains pretty heavily regulated from what I see.
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What a ********. As much crap as Louisville and Cinci get on this board, not sure there are many places worse than Indianapolis. Maybe Irvine.
That may not be too crazy if it's FHA. Not sure their requirements today but they don't put as much emphasis on the credit score if you meet all the other criteria like LTV and income. And, like PTI said, it was a lot of factors that led us off that cliff. Those 580 scores were offered negative amortization up to 115% loans, ARMs and were allowed to state income/assets. Then you had a broker working with the appraiser to 'get the value'. Then you had a company buy 50 loans, put a bunch of **** in them and rate them as A loans.
There was also a considerable amount of fraud. Very common to get a copied check with a different back or an altered bank statement. The under writers stood no chance due to being overwhelmed with the volume.
I'm a Northern KY ball, and maybe my view is skewed, but I love Indianapolis. Two pro franchises, the Children's Museum (I may be 32, but I will always been a 6-year-old obsessed with dinosaurs at heart), Monument Circle, a zillion restaurants (St. Elmo's...lawd), the Canal Walk, I mean...what's to hate other than the fact it's stuck in Indiana? (I love Cincinnati too, so whatever.) TBH the Hoosier State has always treated me better than the Buckeye State, and it isn't close, even if IU happens to be there. I also love "Good Bones" on HGTV, which is set in Indy. Sue me.
Jamming to Boston this morning. It's scientifically impossible to be cranky when "Foreplay/Long Time" plays.
Jamming to Boston this morning. It's scientifically impossible to be cranky when "Foreplay/Long Time" plays.
-I just can't get over what happened Saturday. UK fans are 100% batshit crazy.... but we know our f*cking stuff. As well or better than any fan base in the world. You can't ******** us about on the court issues. Allen is now 2nd on the team in 3's, 52% from deep, has only played a total of 52 minutes, 32 of which came Saturday. He DNP'd 3 games.
What a weird stand by Calipari. I'm sure it's just being a stubborn wop but he knows better than to put himself between a Kentucky Kid and the fans. That's a place not even he can pull off. You don't mess with our own and he was obviously picking on the dude. Maybe he's a slacker off the court, I don't know, but Cal is straight up playing with fire.
*No one is stealing the kids joy, asshat. But we're certainly shitting on yours. Tighten it the f*ck up. ASAP.
*Be really nice if Brooks could play. We're not making any runs without him.
*Mintz, Askew, and Allen do really help though. No more packing the lane or zones.
-Solid relaxing weekend. Lobster/Crab Cakes and last night Roast Pork w/milk. Dope.
-Got pretty tipsy Saturday night.
-Soul was great, we really enjoyed it. Highly recommend.
-Signed up as Head Coach for tee ball. CC better be helping. I'm sure we'll have a ball but prefer to be an assistant, directing fielders, helping, but not organizing lineups, and all that nonsense. Oh well, better to keep the kids together so one of us had to jump in.
-Little dude back in school today.
What a weird stand by Calipari. I'm sure it's just being a stubborn wop but he knows better than to put himself between a Kentucky Kid and the fans. That's a place not even he can pull off. You don't mess with our own and he was obviously picking on the dude. Maybe he's a slacker off the court, I don't know, but Cal is straight up playing with fire.
*No one is stealing the kids joy, asshat. But we're certainly shitting on yours. Tighten it the f*ck up. ASAP.
*Be really nice if Brooks could play. We're not making any runs without him.
*Mintz, Askew, and Allen do really help though. No more packing the lane or zones.
-Solid relaxing weekend. Lobster/Crab Cakes and last night Roast Pork w/milk. Dope.
-Got pretty tipsy Saturday night.
-Soul was great, we really enjoyed it. Highly recommend.
-Signed up as Head Coach for tee ball. CC better be helping. I'm sure we'll have a ball but prefer to be an assistant, directing fielders, helping, but not organizing lineups, and all that nonsense. Oh well, better to keep the kids together so one of us had to jump in.
-Little dude back in school today.
Indy is 10x better than Cincy. Really not even close, tbh.
Other than 50 mph winds and always cold af, downtown Indy is a great host city.
If you're coaching t-ball in Lexington, you'd better be ready to berate the teenage umps at every opportunity and teach the kids how to hit popups or pull everything to third as a cheap way to get on base.
Kinnaird coming back for another year. That's gonna make Liam Coen's life a lot easier. Cal might want to talk to Marrow and Stoops about how not everyone who can make the league has to be shoved out the door. We should be ranked going into next year.
When my wife and I bought our first house I think we just had to bring one of our driver’s licenses to closing. And had to fend off the lender who kept calling wanting to make sure we didn’t want to bloom at other houses since we were approved for twice what we were borrowing.
A few years later we sold that house but had to put our closing off for an hour so our buyer could run to McDonald’s to apply for a job and use that as proof of employment to satisfy Jai lender’s requirements.
So yeah we should definitely go back to those days!
A few years later we sold that house but had to put our closing off for an hour so our buyer could run to McDonald’s to apply for a job and use that as proof of employment to satisfy Jai lender’s requirements.
So yeah we should definitely go back to those days!
I liked Soul but it was pretty heady for the 4-6 YO range I live with. Beautiful film and a good movie but I didn't necessarily enjoy it, if that makes sense.
That fake right like he was going to immediately DRIVE! the ball, then straight into the J was a thing of beauty by Allen. It was also very telling of how our teams are scouted, they even play our shooters to dive or at least put the ball on the deck first.
You're literally on ignore for most people, so in that sense, kind of, yeah.
Fortner back as well - hot damn.
Every so often I remind myself how dark things were 8 years ago when Stoops took over. I mean, you woke up every Saturday feeling hopeless knowing UK was going to get smashed at an embarrassing level. The facilities were in poor condition and UK football was a laughing stock.
Here we are 8 years later... Stoops has the proven results in the books , established a rock solid culture and we have state of the art facilities that should make every fan feel extremely proud. He also just showed he has the balls to make a super tough decision firing a close friend knowing he had to adjust to the evolution of college football and create a much more explosive offense, even if it meant getting out his comfort zone.
Here we are 8 years later... Stoops has the proven results in the books , established a rock solid culture and we have state of the art facilities that should make every fan feel extremely proud. He also just showed he has the balls to make a super tough decision firing a close friend knowing he had to adjust to the evolution of college football and create a much more explosive offense, even if it meant getting out his comfort zone.
We're nowhere near where we were during that stretch. Like light years away.
2021 Football schedule is the lightest I can remember. If Coen delivers a passing game, could be a special season.
LSU and Florida are probably in down years and come to Lexington. We're better than everyone else on the schedule besides UGA. Miss St on the road is a wild card.
LSU and Florida are probably in down years and come to Lexington. We're better than everyone else on the schedule besides UGA. Miss St on the road is a wild card.
Actually giddy about UK football. Man, 2021 is already kind of weird (in a good way).
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I watched Soul with my kids. Then, we had it on in the background a couple times, and then they watched it at my parents’ house.
My 3 yo started asking some deep existential questions to my wife - not like where do babies come from, but how, why, and when are souls chosen for babies to have. My wife hadn’t seen the movie, so she was pretty confused for the rest of the car ride. But then I filled her in when they got home.
- On Duffy’s okie-doke, I followed a twitter reply that explained it as a standard Aussie rules move of “selling the candy.” Then a promptly went down a YouTube hole of watching highlights and listening to Aussie announcers marvel at “selling the candy!”
Someone please rip the wildcat out of the playbook before Coen has a chance to look at it...
I coached T-ball at Southland park, back in the early 80's
I was just 19 myself.
There was beer in the dugout. (for me, not the players of course)
Everyone played wherever the **** they wanted, and I hit on the Mother's
All in all, we had a great time. (actually hooked up with one mother. Young divorcee, low self-esteem because of a bad marriage, and her kid took a liking to me. Not proud of it. Not ashamed either...)
(and yes, "bunting", w/o actually looking like your bunting, down the third base line will load the bases just about every time.)
Shorts:
- Few enjoy the holidays as much as me, but always kinda happy to get back to my routine post-New Year.
- Really happy for Allen. He’s from Pendleton County, just south of where I grew up. Have several friends and family from there. Good people but honestly there’s not much to PC - red as hell, terrible at any and all sports. I mean, you’d run into an outstanding PC junior high team but that’s because half their team hit puberty in sixth grade. So when Allen blew up, it was a huge deal there. For once, those folks were pumped. Plus, he’s known to be a great kid. Broke my heart when he blew out his knee. The entire county deflated. My Facebook was blowing up with PC folks going nuts Saturday night. Loved it even beyond what it meant for Big Blue.
- Cal isn’t an idiot- he knows the fan pressure comes with adding Kentucky kids ... which is why he doesn’t do it often. So he must have known Allen could play. Now he needs to let the kid run. There are some guys better when the lights come on.
- It’s funny the “forgotten” Kentucky teams. ‘95 has to be one of the biggest. They **** down their leg in the E8 but that was a squad.
- You can point to the recruiting, talent evaluation or D, but I think “culture” has been Stoops’ biggest accomplishment Only Joseph opted out after a somewhat disappointing season. These kids buy in. That’s easy to do at Bama. Not so easy to do at UK after 7 years. Impressive.
- Blind bourbon tasting featuring four pours between 90-105 proof, played out:
1. Old Soul 15 Year (Heaven Hill sourced)
2. Smokewagon Small Batch
3. Woodford Master Collection 16
4. Wild Turkey Master Keep Decades
- Few enjoy the holidays as much as me, but always kinda happy to get back to my routine post-New Year.
- Really happy for Allen. He’s from Pendleton County, just south of where I grew up. Have several friends and family from there. Good people but honestly there’s not much to PC - red as hell, terrible at any and all sports. I mean, you’d run into an outstanding PC junior high team but that’s because half their team hit puberty in sixth grade. So when Allen blew up, it was a huge deal there. For once, those folks were pumped. Plus, he’s known to be a great kid. Broke my heart when he blew out his knee. The entire county deflated. My Facebook was blowing up with PC folks going nuts Saturday night. Loved it even beyond what it meant for Big Blue.
- Cal isn’t an idiot- he knows the fan pressure comes with adding Kentucky kids ... which is why he doesn’t do it often. So he must have known Allen could play. Now he needs to let the kid run. There are some guys better when the lights come on.
- It’s funny the “forgotten” Kentucky teams. ‘95 has to be one of the biggest. They **** down their leg in the E8 but that was a squad.
- You can point to the recruiting, talent evaluation or D, but I think “culture” has been Stoops’ biggest accomplishment Only Joseph opted out after a somewhat disappointing season. These kids buy in. That’s easy to do at Bama. Not so easy to do at UK after 7 years. Impressive.
- Blind bourbon tasting featuring four pours between 90-105 proof, played out:
1. Old Soul 15 Year (Heaven Hill sourced)
2. Smokewagon Small Batch
3. Woodford Master Collection 16
4. Wild Turkey Master Keep Decades
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