GYERO ARCHIVE

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mashburned

Heisman
Mar 10, 2009
40,283
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Nope. Andy encourages EVERYONE to sign up for an online appointment and stop by one of the thirteen drive-by testing facilities. [eyeroll]
 

catsfanbgky

All-American
Oct 18, 2006
18,901
7,622
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The testing site here in Bowling Green all you have to do is schedule an appointment. The first day it was open, more than 20% no showed for their appointment. They urged people not to make one if they did not plan to show, as it would take a spot for someone who might have showed up. I think the problem for some (the poors) was the $85 price for the test.
 
Mar 23, 2012
23,493
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Anyone a financial advisor or been thru Northwestern Mutual’s financial advisor training program? I was invited to interview for it and I’m not sure this is something I’d like doing.
 

cricket3

Heisman
May 29, 2001
19,095
19,741
113
The Kroger testing, which I think is what Newtown is, is open to everyone for any reason. You just schedule a time through their portal.

They're only doing a few hundred a day though and it's by appointment only so you're only going to see 20-30 cars an hour, which isn't a whole lot. 250 people just drove through a shopping mall to pick up free Moutain Dew over the course of 2 hours on 10 minutes notice with no problem.
 

rudd1

Heisman
Oct 3, 2007
14,419
21,101
0
Sugar Kane-sonic youth
Bad decisions-the strokes
Burndt jamb-weezer
Combat baby-metric
Stoned and starving-parquet courts
 
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buckethead1978

All-American
Oct 6, 2007
15,432
6,589
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So if you click on Xman's youtube profile from that dunk video, you get to look athis favorite videos.

Here are some thumbnails.


and at the very bottom are some Crab Island Boat days.



Never change
 

BernieSadori

All-American
Nov 16, 2004
30,278
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Anyone a financial advisor or been thru Northwestern Mutual’s financial advisor training program? I was invited to interview for it and I’m not sure this is something I’d like doing.
If it's something you aren't sure of, don't waste your time.

For a new FA to be successful, they have to be 100% all in on doing it. Most of the time it's a sales position with some actual advising.
 
Nov 14, 2002
40,458
53,107
113
Anyone a financial advisor or been thru Northwestern Mutual’s financial advisor training program? I was invited to interview for it and I’m not sure this is something I’d like doing.


You'll be selling whole life insurance disguised as investment/financial planning.

If you're not up for that, you can't work there.
 

Century Cat

Heisman
Jan 3, 2003
17,997
11,859
113
Sugar Kane-sonic youth
Bad decisions-the strokes
Burndt jamb-weezer
Combat baby-metric
Stoned and starving-parquet courts

I'm on a Mighty Lemon Drops kick today. Way underrated. Saw them at Bogart's November 1992, after UK-UC football game at Nippert. They kicked ***.
 
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Bonzo_Cat

All-American
Oct 1, 2007
8,550
7,535
88
If they’re anything like Mass Mutual they’ll ask you to list your top 25-30 friends and family that you think would be ready to do business. They’ll ask for their contact info and approximate net worth. It will all be couched as a way for you to hit the ground running...


...60 days later when you realize you can’t grind out 12 hour days, weekends, cold calling after your friends and family have told you to pound sand and the whole eat-what-you-kill commission only model breaks you, you’ll bounce for a job at Republic Bank or Chase as a Personal Banker and they’ll have all your friends and families info in their database.

Good luck!
 

anthonys735

Heisman
Jan 29, 2004
62,831
51,918
113
Free testing for anyone in NKY by appointment only, though.
Correct and the NKY site was just opened. You're still supposed to take a screening of you need the test and we're looking at the q tip to the brain method. Not to mention we're not encouraging people to do this on top of being one of the last in the country to open them up.

So, we're testing at one of the worse rates in the country for this reason and our positive rate is one of the highest without a major outbreak because of our poor testing.

https://www.npr.org/sections/health...sting-still-falls-short-hows-your-state-doing
 
Nov 14, 2002
40,458
53,107
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The flip side is that, if you can in fact stick it out, and you actually build a nice book of business, in 10-20 years you'll be filthy rich, barely working, and living the dream.



Speaking of which -- any of you ******** wanna buy some ****** life insurance? Err.....I mean, invest in your child's future?
 
Dec 18, 2004
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Why in the world would someone volunteer to get tested if they don’t have symptoms?? That’s the discussion du jour in the Bay Area. Stanford has a testing center down the street that’s completely empty. What’s the point of the tests? 90% of the people don’t have any symptoms at all. If you test negative today, you may test positive next week. So unless you want daily testing for everyone (yeah right), it’s an exercise in futility. Chasing the end of the rainbow.
 
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cole854

Heisman
Sep 11, 2012
10,156
22,638
0
Regarding the test, we have SOME antibody tests but I've been trying for 3 days to get one and can't. Has to be doctor ordered.

Had one Wednesday during my yearly physical. I was in NYC a couple of times in mid-late Feb and doc ordered one out of curiosity...hopefully back first of the week.
 

anthonys735

Heisman
Jan 29, 2004
62,831
51,918
113
Yeah, without symptoms no chance I'm getting one of those. I would like an antibody test. I'll get one, pestering some UK ER docs right now that I know since they're bored senseless with completely empty hospitals.
 
Nov 14, 2002
40,458
53,107
113
I'm probably going to side with anyone who calls Vijay a piece of trash.

https://www.yahoo.com/sports/pga-to...-ferry-tour-event-twitter-rant-043051606.html



“I think COVID or no COVID this would be a big deal,” he said. “It’s just Vijay being Vijay. Selfish.”

“It’s one spot?” he wrote back to someone. “Do you know how much those points and money could do for a young kid? He’s a complete turd for playing. He’s got money and he’s got his career. Just wait another month and roll around with your senior friends.”

“I’m still trying to make a career unlike Vijay,” he replied to someone. “Get outta with your weakness.”

“It’s not about pocketbooks ... There are valuable points AND money on the line, both of which he doesn’t need,” he wrote.




Has anyone on PGA history ever racked up more bs wins than Veej? Maybe Byron Nelson?
 
Mar 23, 2012
23,493
6,068
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If it's something you aren't sure of, don't waste your time.

For a new FA to be successful, they have to be 100% all in on doing it. Most of the time it's a sales position with some actual advising.

You'll be selling whole life insurance disguised as investment/financial planning.

If you're not up for that, you can't work there.

If they’re anything like Mass Mutual they’ll ask you to list your top 25-30 friends and family that you think would be ready to do business. They’ll ask for their contact info and approximate net worth. It will all be couched as a way for you to hit the ground running...


...60 days later when you realize you can’t grind out 12 hour days, weekends, cold calling after your friends and family have told you to pound sand and the whole eat-what-you-kill commission only model breaks you, you’ll bounce for a job at Republic Bank or Chase as a Personal Banker and they’ll have all your friends and families info in their database.

Good luck!
Thanks for the feedback. I googled what it’s like to be a financial advisor and learned pretty quickly that isn’t the life for me. Sales, prospecting, cold calling. No thanks. High stress, high turnover, and long hours? Very hard pass.

I worked in a high stress, high turnover, and long hours industry for nearly 13 years and the only way I’d go back to that if it is the difference between me being homeless or not. Sure, the potential earnings are great, but what good is it if the only thing I have energy for when I’m not working is nothing?
 
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drxman1

Heisman
Nov 5, 2008
19,464
10,914
0
Yeah, without symptoms no chance I'm getting one of those. I would like an antibody test. I'll get one, pestering some UK ER docs right now that I know since they're bored senseless with completely empty hospitals.

Why don’t you just call/email your family doc and ask for the antibody test?

It’s a simple process.
 
Nov 14, 2002
40,458
53,107
113
I think far too many people go "all in" on those careers. Financial advisors, insurance agents, etc -- it takes YEARS to build your business, and the first 2-3 are almost guaranteed to be miserable. Instead of taking a flying leap off a cliff, why not get a little side gig waiting tables on weekends or driving for Uber or dogsitting or whatever?

Something in that space could be a GREAT career, you've just got to guarantee a little money coming in to cover the bases so you don't end up yet another high turnover statistic.

As hard as it sounds, for those of us in the industry (me, BBdK), our only regret is not starting 5 or 10 or 15 years sooner.
 

BernieSadori

All-American
Nov 16, 2004
30,278
8,935
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I was with American Express Financial Advisors early 00. Lasted 6 months. 1st thig they wanted was 500 contacts. Sheeeeit. How about 40?

Didn't help I was entering as the tech bubble was bursting and MM's were around 6%, iirc.

I did get my Series 7 and 66 license. Both of which aren't any good now.
 
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tfields01

All-Conference
Apr 26, 2003
8,452
2,506
0
If you're reasonably smart, personable, and especially if you can live lean or rely upon your parents for a few years coming out of college, an insurance/financial career is absolutely the way to go. There's times I wish I would have gone that route instead of law school. My buddies who have done that are making more money and doing considerably less work than I am right now.
 

BBdK

Heisman
Sep 21, 2003
159,783
74,127
0
I think far too many people go "all in" on those careers. Financial advisors, insurance agents, etc -- it takes YEARS to build your business, and the first 2-3 are almost guaranteed to be miserable. Instead of taking a flying leap off a cliff, why not get a little side gig waiting tables on weekends or driving for Uber or dogsitting or whatever?

Something in that space could be a GREAT career, you've just got to guarantee a little money coming in to cover the bases so you don't end up yet another high turnover statistic.

As hard as it sounds, for those of us in the industry (me, BBdK), our only regret is not starting 5 or 10 or 15 years sooner.



Absolutely, man. Dicking around with mortgages was fun for some great cash as a young lad when things were booming, and then into banking ([sick]) once that crashed & I craved stability -- but I was never truly "building" anything.

11.5 years in with my current gig & book and things are great at this point -- but, if I was approaching 20 instead...shew. :(

-Those Financial Advisor/Life gigs are attractive to young kids b/c it's nearly a guaranteed job, sounds fancy, and you look at the old guys crushing it and imagine yourself there. The same is true for Multi-Lines Insurance, but not to nearly the same degree as the Financial/Life focused. I'm the only person left here of the 17 that I went through Orientation with. What was the one we (and everyone) flirted with out of UK - First Advisors or some ****?

...the reality is that not many people are going to hand over their investments/future to a fresh out of college kid to manage, or even an older person brand new to the business. I mean, I sure as hell wouldn't. Really tough gig to break into, props to those who did & were successful. I'd love to see the actual success/turnover rate - has to be just abysmal.

-Vijay is a POS, but that's nothing new. Imagine if other tour pros followed suit? (they won't)

Those guys on Korn Ferry are grinding week-to-week for a spot & chance to earn - it's complete ******** for any player of Vijay's stature/wealth to take one of those spots.
 
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BernieSadori

All-American
Nov 16, 2004
30,278
8,935
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You'll be selling whole life insurance disguised as investment/financial planning.

If you're not up for that, you can't work there.
After my failed experiment at AE, I went to New York Life.

Got a 145k investment contract and the 1st question they asked was about insurance. Eat ****.

Wrote roughly 300k in investments (non annuity) and they couldn't have cared less. All about policies.

That lasted less than 6 months.
 

catsfanbgky

All-American
Oct 18, 2006
18,901
7,622
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Business Manager in a car dealership is a fairly easy / nice paying career also. Hours can be long (until you get to be a really good FI guy), but it has some nice perks. And contrary to belief most are really nice dudes who actually do go out of their way to help their clients. I joked about it a lot in the early days, but in all seriousness, a good finance guy will make sure the customer gets taken care of.
 
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