Aetna extortion

WhiteTailEER

Sophomore
Jun 17, 2005
11,534
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He was still proposing it during the Repub debates. I have not seen anything recent that he has changed.

He flip flopped even within the same breath on that during the debates. First he said a single sytem, then Rubio countered him and he said no, there would be lots of plans.
 

WVUBRU

Freshman
Aug 7, 2001
24,731
62
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He flip flopped even within the same breath on that during the debates. First he said a single sytem, then Rubio countered him and he said no, there would be lots of plans.
I think we can all agree his policy stance on health care is probably like so many others. Something like: "Believe me, I would be great on health care. Hillary would suck but I would be the greatest ever"
 

dave

Senior
May 29, 2001
60,597
812
113
Business is really pretty simple especially the service industry....provide good service and get paid. provide bad service or no service, and don't get paid or get paid much. There are other variables in success in business besides good service and an attractive price point....convenience being a big one. Top quality service....best convenience....lowest price. A business can never be the best at all 3 of those qualities. Two out of 3 is possible but not all 3. But for someone to say making money takes precedence over service is simple-minded and shows ignorance.
Providing a quality service is part of making money so making money takes precedent over all of it.
 

dave

Senior
May 29, 2001
60,597
812
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I think we can all agree his policy stance on health care is probably like so many others. Something like: "Believe me, I would be great on health care. Hillary would suck but I would be the greatest ever"
Wow that was deep. Thanks for your time derp.
 

DvlDog4WVU

All-Conference
Feb 2, 2008
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A some point in the very near future, I hope all health insurance companies see their profits disappear when a single payer system is implemented. They seem to be begging for it. And it will serve them right.
Insurance companies go and then you guys are next from a profit stand point babe.
 

MountaineerWV

Sophomore
Sep 18, 2007
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What I loved about this entire things is their quote. It went something like this:

"We had too many sick people taking out policies and not enough healthy people, so our costs went up".


What the **** is health insurance supposed to be for? I thought SICK people were needed? To me, this proves that the health care system and insurance system is a FRAUD. A money-maker scheme only, not about helping out those who need help.
 

DvlDog4WVU

All-Conference
Feb 2, 2008
47,163
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What do you do for a living? Do you have a pension? A lot of pensions are invested in Insurance companies so taking out the "profit" would hurt people's retirement. What if they took profit out of what you do? I'm assuming you don't have a govt job.
He was a gov't employee if I remember correctly. Which is fine and needed but I've also learned over the years that they have a different perspective on business than a competitive corporate world. It's basically white collar welfare but sustains a very large amount of people.
 

TarHeelEer

Freshman
Dec 15, 2002
89,304
53
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What the **** is health insurance supposed to be for? I thought SICK people were needed? To me, this proves that the health care system and insurance system is a FRAUD. A money-maker scheme only, not about helping out those who need help.

The new pools were supposed to be younger and healthier, because the 20 sonethings were supposed to pay for insurance rather than take the tax... No fine... No tax. That didnt happen, so the pool is sicker. This is the deal they struck with Obama. Obama said he would kick in government funds to help profits aling the way.

Rubio blocked the government funds, and now the carriers are bailing.
 

dave

Senior
May 29, 2001
60,597
812
113
What I loved about this entire things is their quote. It went something like this:

"We had too many sick people taking out policies and not enough healthy people, so our costs went up".


What the **** is health insurance supposed to be for? I thought SICK people were needed? To me, this proves that the health care system and insurance system is a FRAUD. A money-maker scheme only, not about helping out those who need help.
What on earth do you think insurance is? It isnt a service to protect people from health issues. Anyone who thinks that is naive. All insurance is a gamble that they will insure more healthy people than sick people. If they dont make money what do you think happens next?
 

mneilmont

Sophomore
Jan 23, 2008
20,883
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Yes, right into the ground just like his casinos and resorts. Unless he could hire nothing but foreign doctors and nurses.


Exactly, insurance companies are in the business of collecting premiums, not paying for health care. This is why we need to get the profit factor out of health care.
That would be a very quick way to get rid of practitioners. $ may not be the reason doctors go into practice, but without it you could not get 2% of doctors to make the sacrifice they have made just to get the opportunity to practice medicine.
 

Airport

All-American
Dec 12, 2001
86,141
6,779
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What I loved about this entire things is their quote. It went something like this:

"We had too many sick people taking out policies and not enough healthy people, so our costs went up".


What the **** is health insurance supposed to be for? I thought SICK people were needed? To me, this proves that the health care system and insurance system is a FRAUD. A money-maker scheme only, not about helping out those who need help.

You aren't that stupid are you? they have employees to take care of too. Business fire people when they don't have enough money, our govt just adds more employees and we are stuck paying for it. Some people are just completely clueless of business and fudiciary responsibility.
 

mneilmont

Sophomore
Jan 23, 2008
20,883
166
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No way. They have committed to provide a service. The profit motive that everyone talks about is purely coincidental. Profit is a plus, but the real reason to get into business is to provide the service to the population.

How may we help you is the objective for this public service.
Dog, if you still read my offerings.

Modern business for the young exec is to maximize profit. Profit is maximized when marginal revenue is equal to marginal cost. ie., you will produce and sell when the last piece made costs $1.00 and you can sell it for $1.00 or $1.05. If you can only sell it for $.99, you have gone too far.

This is what the young exec is shooting for to maximize the company profit and to generate the maximum bonus for himself.
 

mneilmont

Sophomore
Jan 23, 2008
20,883
166
0
You aren't that stupid are you? they have employees to take care of too. Business fire people when they don't have enough money, our govt just adds more employees and we are stuck paying for it. Some people are just completely clueless of business and fudiciary responsibility.
LOL. Some are absolutely precious.
 

MountaineerWV

Sophomore
Sep 18, 2007
26,324
191
0
You aren't that stupid are you? they have employees to take care of too. Business fire people when they don't have enough money, our govt just adds more employees and we are stuck paying for it. Some people are just completely clueless of business and fudiciary responsibility.

Sorry, but I always thought health insurance was there to help people who are sick.....not just take money from premiums from those who are healthy. Yeah, guess I am "stupid" to think that was the purpose of health insurance. I guess that's why they can also drop you when you get sick.....[thumbsup]
 

mneilmont

Sophomore
Jan 23, 2008
20,883
166
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Providing a quality service is part of making money so making money takes precedent over all of it.
That would depend a lot on your competition. If you have no competition and the product or service is required, the quality of service is totally immaterial.

On the other hand, if you have plenty competition, you will bust your *** to be the sweetest provider of the product. Depends a lot on a monopoly.
 

rog1187

All-American
May 29, 2001
70,017
5,605
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Sorry, but I always thought health insurance was there to help people who are sick.....not just take money from premiums from those who are healthy. Yeah, guess I am "stupid" to think that was the purpose of health insurance. I guess that's why they can also drop you when you get sick.....[thumbsup]
Health insurance is there to pay for the service you receive...it's not a charity so they're set-up to provide this service and make money.
 

DvlDog4WVU

All-Conference
Feb 2, 2008
47,163
3,207
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Sorry, but I always thought health insurance was there to help people who are sick.....not just take money from premiums from those who are healthy. Yeah, guess I am "stupid" to think that was the purpose of health insurance. I guess that's why they can also drop you when you get sick.....[thumbsup]
That's the service they provide for a fee which is setup to make them money. They offset the sickness payouts with what they hope are healthy people. Since the ACA isn't turning the numbers the administration sold to them to entice their entry into the exchanges, it's no longer profitable for them to remain in them. A business has no responsibility to anyone other than its shareholders and employees.

I'll tell you right now, we could make a hell of a lot better product than what we currently do. We've spent some IRAD money investigating ways to do it. We don't do it because it would cost too much, so we put out a lesser product that is affordable. That's reality of business.
 

Mntneer

Sophomore
Oct 7, 2001
10,192
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Business is really pretty simple especially the service industry....provide good service and get paid. provide bad service or no service, and don't get paid or get paid much. There are other variables in success in business besides good service and an attractive price point....convenience being a big one. Top quality service....best convenience....lowest price. A business can never be the best at all 3 of those qualities. Two out of 3 is possible but not all 3. But for someone to say making money takes precedence over service is simple-minded and shows ignorance.

Ha! Let me introduce you to the wonderful world of construction. Where everything has to be perfect (top quality).... Done yesterday (best convenience).... And cost next to nothing (lowest price).

If I don't meet all 3 I don't feed my family, all in an economy where owners and architects make my job even harder, where you're damn lucky to be getting anything close to 10% O&P on publicly bid projects.

Simple fact of the matter is what I predicted with the ACA is coming true. It's a failure, it's not lowering costs, it's not what was sold to the public. Designed to fail, to lead us to a "single payer" system.
 

dave

Senior
May 29, 2001
60,597
812
113
Sorry, but I always thought health insurance was there to help people who are sick.....not just take money from premiums from those who are healthy. Yeah, guess I am "stupid" to think that was the purpose of health insurance. I guess that's why they can also drop you when you get sick.....[thumbsup]
You are either incredibly stupid or incredibly naive.
 

dave

Senior
May 29, 2001
60,597
812
113
Ha! Let me introduce you to the wonderful world of construction. Where everything has to be perfect (top quality).... Done yesterday (best convenience).... And cost next to nothing (lowest price).

If I don't meet all 3 I don't feed my family, all in an economy where owners and architects make my job even harder, where you're damn lucky to be getting anything close to 10% O&P on publicly bid projects.

Simple fact of the matter is what I predicted with the ACA is coming true. It's a failure, it's not lowering costs, it's not what was sold to the public. Designed to fail, to lead us to a "single payer" system.
Remember when Gruber laughed at all the suckers who fell for their plan?
 

WVUBRU

Freshman
Aug 7, 2001
24,731
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0
Wingnuts gone crazy. They are all over the place bitching about their premiums going up and then bitching about the insurance companies need to make more and more profits.

How about a system that offers the citizens of this country fair and good coverage for all citizens? This is the goal and what was needing fixed before the ACA. The ACA has helped along some of these lines but has not been fully successful. The country can do better but for god's sake, don't lose sight of the problem and the problem is not that insurance companies are not making enough money. The problem is ensuring ALL citizens have access to health care at a REASONABLE cost regardless of their health status while at the same time not putting too much negative pressure on the taxpayers or the macro economic environment of everything Health care touches. Attempting to compare Health Care to the contruction business and all the other nonsense that has been posted by every whacko on this board just shows how flippin ignorant you are.
 

dave

Senior
May 29, 2001
60,597
812
113
Wingnuts gone crazy. They are all over the place bitching about their premiums going up and then bitching about the insurance companies need to make more and more profits.

How about a system that offers the citizens of this country fair and good coverage for all citizens? This is the goal and what was needing fixed before the ACA. The ACA has helped along some of these lines but has not been fully successful. The country can do better but for god's sake, don't lose sight of the problem and the problem is not that insurance companies are not making enough money. The problem is ensuring ALL citizens have access to health care at a REASONABLE cost regardless of their health status while at the same time not putting too much negative pressure on the taxpayers or the macro economic environment of everything Health care touches. Attempting to compare Health Care to the contruction business and all the other nonsense that has been posted by every whacko on this board just shows how flippin ignorant you are.
Shut up idiot. You have no idea what you are babbling about.
 

bamaEER

Freshman
May 29, 2001
32,435
60
0
Wingnuts gone crazy. They are all over the place bitching about their premiums going up and then bitching about the insurance companies need to make more and more profits.

How about a system that offers the citizens of this country fair and good coverage for all citizens? This is the goal and what was needing fixed before the ACA. The ACA has helped along some of these lines but has not been fully successful. The country can do better but for god's sake, don't lose sight of the problem and the problem is not that insurance companies are not making enough money. The problem is ensuring ALL citizens have access to health care at a REASONABLE cost regardless of their health status while at the same time not putting too much negative pressure on the taxpayers or the macro economic environment of everything Health care touches. Attempting to compare Health Care to the contruction business and all the other nonsense that has been posted by every whacko on this board just shows how flippin ignorant you are.
The mission of insuring all isn't shared by all (GOP).
 

rog1187

All-American
May 29, 2001
70,017
5,605
113
Wingnuts gone crazy. They are all over the place bitching about their premiums going up and then bitching about the insurance companies need to make more and more profits.

How about a system that offers the citizens of this country fair and good coverage for all citizens? This is the goal and what was needing fixed before the ACA. The ACA has helped along some of these lines but has not been fully successful. The country can do better but for god's sake, don't lose sight of the problem and the problem is not that insurance companies are not making enough money. The problem is ensuring ALL citizens have access to health care at a REASONABLE cost regardless of their health status while at the same time not putting too much negative pressure on the taxpayers or the macro economic environment of everything Health care touches. Attempting to compare Health Care to the contruction business and all the other nonsense that has been posted by every whacko on this board just shows how flippin ignorant you are.
The issue there is defining "fair and good coverage" and "reasonable cost". Everyone needs some skin in the game - providers, patients, and payers. If we ever see a day where payers become accountable for health outcomes, then we might see some real change - right now those health outcomes are pushed to the providers in a form of carrot and stick. Meanwhile the patients have very little (if any) reason participate in their on healthcare until they have an acute episode - i.e. do you know how hard it is to get patients to get screenings that are standard of care such as colonoscopies, or eye exams for people with diabetes? Providers are getting dinged for not getting a certain percentage of their patient population to get these standard of care screenings - meanwhile the patients aren't impacted.
 

WVUBRU

Freshman
Aug 7, 2001
24,731
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The issue there is defining "fair and good coverage" and "reasonable cost". Everyone needs some skin in the game - providers, patients, and payers. If we ever see a day where payers become accountable for health outcomes, then we might see some real change - right now those health outcomes are pushed to the providers in a form of carrot and stick. Meanwhile the patients have very little (if any) reason participate in their on healthcare until they have an acute episode - i.e. do you know how hard it is to get patients to get screenings that are standard of care such as colonoscopies, or eye exams for people with diabetes? Providers are getting dinged for not getting a certain percentage of their patient population to get these standard of care screenings - meanwhile the patients aren't impacted.
Better than your last post. At least it is on topic of the issue.
 

TarHeelEer

Freshman
Dec 15, 2002
89,304
53
48
How about a system that offers the citizens of this country fair and good coverage for all citizens? This is the goal and what was needing fixed before the ACA. The ACA has helped along some of these lines but has not been fully successful.

It has not been successful at all. It's been fed at the government trough until last year, and now the big bucks kick in in 2017. It's going to fall flat on its face, as predicted from the get-go by many not with a D after their name.

How about Dems not slam through something in the middle of the night without even reading it?
 

MountaineerWV

Sophomore
Sep 18, 2007
26,324
191
0
Wingnuts gone crazy. They are all over the place bitching about their premiums going up and then bitching about the insurance companies need to make more and more profits.

How about a system that offers the citizens of this country fair and good coverage for all citizens? This is the goal and what was needing fixed before the ACA. The ACA has helped along some of these lines but has not been fully successful. The country can do better but for god's sake, don't lose sight of the problem and the problem is not that insurance companies are not making enough money. The problem is ensuring ALL citizens have access to health care at a REASONABLE cost regardless of their health status while at the same time not putting too much negative pressure on the taxpayers or the macro economic environment of everything Health care touches. Attempting to compare Health Care to the contruction business and all the other nonsense that has been posted by every whacko on this board just shows how flippin ignorant you are.

Your first point is dead on. They complain about the cost of the premiums, blame the ACA for it, even though we ALL know that premiums have been going up or decades, and then in the same breath talk about how health insurance is a "business" and "profit" is just part of it. Well then, do NOT ***** about the premiums.....

Secondly, I've got yet another personal example of how grossly incompetent our medical system is. I recently went to several doctors to find out why I was having numbness in my arms/hands. I went one doctor that did literally NOTHING. He observed me by pushing and pulling for about 10 minutes. Had NO MACHINES run tests, NO BLOOD drawn for tests, and only spoke about 5 minutes on what he "thought" he was (which he was wrong, the other doctors were right). So, a 15 minute doctor visit that resulted in nothing being done and I got the bill........yep, was charged $437. WHAT THE ****!!!! Fortunately, I have health insurance and it will pay 80% of this.
 

WVUBRU

Freshman
Aug 7, 2001
24,731
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Your first point is dead on. They complain about the cost of the premiums, blame the ACA for it, even though we ALL know that premiums have been going up or decades, and then in the same breath talk about how health insurance is a "business" and "profit" is just part of it. Well then, do NOT ***** about the premiums.....

Secondly, I've got yet another personal example of how grossly incompetent our medical system is. I recently went to several doctors to find out why I was having numbness in my arms/hands. I went one doctor that did literally NOTHING. He observed me by pushing and pulling for about 10 minutes. Had NO MACHINES run tests, NO BLOOD drawn for tests, and only spoke about 5 minutes on what he "thought" he was (which he was wrong, the other doctors were right). So, a 15 minute doctor visit that resulted in nothing being done and I got the bill........yep, was charged $437. WHAT THE ****!!!! Fortunately, I have health insurance and it will pay 80% of this.
Yes, the system in the US is messed up and it has many different arms to that octopus.
 

mneilmont

Sophomore
Jan 23, 2008
20,883
166
0
Wingnuts gone crazy. They are all over the place bitching about their premiums going up and then bitching about the insurance companies need to make more and more profits.

How about a system that offers the citizens of this country fair and good coverage for all citizens? This is the goal and what was needing fixed before the ACA. The ACA has helped along some of these lines but has not been fully successful. The country can do better but for god's sake, don't lose sight of the problem and the problem is not that insurance companies are not making enough money. The problem is ensuring ALL citizens have access to health care at a REASONABLE cost regardless of their health status while at the same time not putting too much negative pressure on the taxpayers or the macro economic environment of everything Health care touches. Attempting to compare Health Care to the contruction business and all the other nonsense that has been posted by every whacko on this board just shows how flippin ignorant you are.
Maybe I missed "the need to make more and more profits" that you state as being demanded. What most of the learned people are stating, financially true, is that insurance companies must make a profit to remain in business. That is a statement true for all, for profit businesses, to continue to operate. Profits are required to continue operating as a public business. Government operations are not required to make a profit to continue functioning. They do not rely on their services or products to generate revenues - they tax the public. If more revenue, they simply assess more taxes to the taxpayer. Next year, they raise taxes higher if they need more money.

As opposed to private business that needs additional revenue. If they need more money, they need to increase revenue or decrease costs. They raise revenue with higher prices or attract more consumers in various ways, including: provide better product or service, increase price of goods, available in more convenient location. If the approach is to cut costs, it usually affects personnel or physical facility.
 

dave

Senior
May 29, 2001
60,597
812
113
Your first point is dead on. They complain about the cost of the premiums, blame the ACA for it, even though we ALL know that premiums have been going up or decades, and then in the same breath talk about how health insurance is a "business" and "profit" is just part of it. Well then, do NOT ***** about the premiums.....
You could sell the straw from this strawman and afford healthcare forever.
 

mneilmont

Sophomore
Jan 23, 2008
20,883
166
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Your first point is dead on. They complain about the cost of the premiums, blame the ACA for it, even though we ALL know that premiums have been going up or decades, and then in the same breath talk about how health insurance is a "business" and "profit" is just part of it. Well then, do NOT ***** about the premiums.....

Secondly, I've got yet another personal example of how grossly incompetent our medical system is. I recently went to several doctors to find out why I was having numbness in my arms/hands. I went one doctor that did literally NOTHING. He observed me by pushing and pulling for about 10 minutes. Had NO MACHINES run tests, NO BLOOD drawn for tests, and only spoke about 5 minutes on what he "thought" he was (which he was wrong, the other doctors were right). So, a 15 minute doctor visit that resulted in nothing being done and I got the bill........yep, was charged $437. WHAT THE ****!!!! Fortunately, I have health insurance and it will pay 80% of this.
You failed to reveal what the good Dr. found. I am having numbness in my left little and ring finger. My Dr. gave about the same analysis as yours. "UM HUH. How does WV football and basketball teams look the coming year? Looks like some talent was lost to graduation. Saw a DB on all-star team that looked good. Pay the lady up front."

Still have numbness in fingers. What did your good Dr. advise? Cannot type worth crap with those numb fingers.
 

mneilmont

Sophomore
Jan 23, 2008
20,883
166
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It has not been successful at all. It's been fed at the government trough until last year, and now the big bucks kick in in 2017. It's going to fall flat on its face, as predicted from the get-go by many not with a D after their name.

How about Dems not slam through something in the middle of the night without even reading it?
"It is going to cover everyone at a lower cost including the 40,000,000 not covered now. Families will see $2500 reduction in premium."" was the selling point.

Three years in and Obamacare costs more and there are 40+ million still not covered. And it is embarrassing to see liberals on the board attempting to say the program has been a success
 

MountaineerWV

Sophomore
Sep 18, 2007
26,324
191
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You failed to reveal what the good Dr. found. I am having numbness in my left little and ring finger. My Dr. gave about the same analysis as yours. "UM HUH. How does WV football and basketball teams look the coming year? Looks like some talent was lost to graduation. Saw a DB on all-star team that looked good. Pay the lady up front."

Still have numbness in fingers. What did your good Dr. advise? Cannot type worth crap with those numb fingers.

Impingement of the ulnar nerve. Ice and physical therapy worked. Took 800 mg Ibuprofen when it got bad. Lasted for about 5 weeks and haven't had serious problems the past week. I have had moments of tingling, but it quickly goes away.
 

Airport

All-American
Dec 12, 2001
86,141
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"It is going to cover everyone at a lower cost including the 40,000,000 not covered now. Families will see $2500 reduction in premium."" was the selling point.

Three years in and Obamacare costs more and there are 40+ million still not covered. And it is embarrassing to see liberals on the board attempting to say the program has been a success

That's what amazing. How the public was told it was going to operate and like most govt programs, they **** the bed. Still the same number uninsured. The deductibles went way up and then the premiums did too. We could have gotten the same level of service by keeping what we had and not lost all the jobs and future hiring. You liberals are really a bunch of tools. Nothing improved and it has gotten worse in the job market and will not get better until ACA is done away with. Healthcare is a commodity like anything else. People talk about expensive healthcare bankrupting people. Well, that's what bankruptcy laws should be for and not for somebody putting too many TV sets on their credit cards.