UCF is the exact reason why there needs to be an 8 team playoff. You don't want to leave out OU, or Ohio St, (Notice no mention of Georgia, they just lost their playoff game imo) who are both worthy of a spot, but UCF deserves to the chance to show if they belong or not. Not by eyeball test, but by record. As things stand currently, if you are not in a power 5 conference, or if you not Norte Dame, you're eliminated from next years playoff as soon as the clock hits zero of national championship game. Its just not a good look for college football at all.