Three freshman qualified yet?

[dinglefritz]

Health insurance benefits? ours is close to 1K a month now for family. Not much of a benefit

You had better compare notes to people paying for insurance through the exchange before you say it's not much of a benefit. I know people paying over $3000/month for health insurance and our family's premium is over $2000/month in a high deductible group plan. A single healthy male 20 something in my family is paying nearly as much as you for just himself.