If a drafted recruit chooses to come to school, assistant him in getting financial aid. When his college career is over, private funds can be utilized to make the loan disappear. No agreement will be made with the player at any time, and it will never be discussed by anyone. It won't need to be once balances start getting paid. As soon as Mangum signs his contract, someone can cut him a check for his student loan. And Small, Skelton, etc...
Problem solved.
Problem solved.