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GYERO ARCHIVE

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drxman1

Heisman
Nov 5, 2008
19,464
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I have friends that went to military academy (West Point, Annapolis, Colorado Springs) for undergrad, then did medical school through the military medical school. Not only did they incur no student loans, they actually got paid every year as an officer (50-60k)...the downside is they did take on a 7 year obligation for each...

So as long as you are comfortable to committing the next 14 years of your life to the military (and really its more like 20, considering you can retire with benefits then) its a great option, particularly for primary care.
 
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UKStoleMyFish

All-American
Dec 31, 2002
12,031
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I graduated from law school with right at $100k in loans. Deferred for a bit, and it got up to $120k or so.

Took 15 years to pay off. Basically had two mortgage payments during that time. The upside is that when you pay it off and you have all that extra take-home pay, you're essentially getting a $20,000 raise.
 
_Chase_

_Chase_

Heisman
Jan 22, 2004
33,895
33,391
113
drxman1 said:
I have friends that went to military academy (West Point, Annapolis, Colorado Springs) for undergrad, then did medical school through the military medical school. Not only did they incur no student loans, they actually got paid every year as an officer (50-60k)...the downside is they did take on a 7 year obligation for each...

So as long as you are comfortable to committing the next 14 years of your life to the military (and really its more like 20, considering you can retire with benefits then) its a great option, particularly for primary care.
Click to expand...

I'm surprised more people don't take this route, tbh.
 
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drxman1

Heisman
Nov 5, 2008
19,464
10,914
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I mean, you're asking an 18 yo for quite a commitment. They don't exactly just let you go home to mama if you don't like it. They own your ***. You are no longer a citizen, you are a soldier.
 
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UKwizard

UKwizard

Heisman
Dec 11, 2002
21,313
13,878
113
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cawoodsct

cawoodsct

Heisman
Apr 27, 2006
39,884
27,945
102
This is what it looks like to get hit in the face by a pitch:

 
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anthonys735

anthonys735

Heisman
Jan 29, 2004
62,831
51,918
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I would think you would AT LEAST want 1 year of realistic potential earning to be equivalent to the total loan at that level of borrowing. 300 each for doctors doesn't sound that insane to me. Ron, are you a doctor? Stop being weird and just tell us the field. I get privacy concerns but I think everyone here knows what profession we're in.
 
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UKStoleMyFish

All-American
Dec 31, 2002
12,031
6,416
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Yeah, I don't know how you go against Anthony Davis, but if anybody was more impressive it's KD.

Hard to punish him for having Rick Barnes as a coach.
 
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PTI Anon1640710541

Heisman
Nov 14, 2002
40,458
53,107
113
MUCH more importantly, Ron needs to tell us how much he and his wife make. Guarantee there's a handful of marginally educated folks on here (salespeople) who make more than him. Which is warranted, as he's clearly an idiot.

Walk up music -- I'd be tempted to rotate in and out the most recent super annoying teeny bopper song, just to be silly.

If any of you have kids and are terrified of the cost of college, I'll be happy to sit down with you and show you how to make it work, financially speaking. Same with buying a car, apartment shopping, buying clothes, etc. You may not be happy with the "sacrifices" it takes to make it work, but it's doable. Note: most people are terrible with money, so it probably doesn't hurt to figure out what they're doing, and do the opposite. You're welcome.
 
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Ron Mehico

Heisman
Jan 4, 2008
15,473
33,054
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Okay guys, this is the last of it as I'm sure you guys are sick of talking about it to, but anyway here's my post from the other thread:

Okay, fine you ********, I'll give you my personal information.

I'm a prosthodontist (specialist in implant and cosmetic dentistry) and my wife is an orthodontist (braces). We went to the cheapest dental school in the united states of america (WVU) with both having zero loans whatsoever, as we both had full rides for undergrad. We each graduated with 150K in student loans. Since graduating in 2011, WVU has jacked up tuition 35% (Because they can) and now the average dental school graduate from the cheapest dental school in USA has 200K in debt. If you go to NYU dental school as out of state, you will be in 550K debt. I went to speciality training at Ohio State University, one of the cheapest residencies in all of the USA (along with my wife), and we racked up an additional 150K each (includes food, cost of living, etc.). An in-state ohio resident that graduates from Ohio State Dental school has an average graduating debt of 235K. Out of state is 400K. Dental school is the most expensive professional school there is, and the universities keep cranking it up every year because they will always get applicants. My brother graduated from Medical School in 2003 with 135K debt as a comparison.

We both decided to do a speciality because we love our specialties, were both in the top 10% of our class, and as an added bonus we both make significantly more than an average general dentist. But IMO its complete ******** that if someone wants to be a dentist for a living they basically have to graduate with 250K debt in order to do it. I just think its complete BS. The few rare kids that had their parents pay for their dental school are living the damn life right now, and its annoying, but whatever. It is what it is. Anyway, my whole damn point was why the hell am I paying 6.5% interest. Its ********.
 
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Ron Mehico

Heisman
Jan 4, 2008
15,473
33,054
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drxman1 said:
Dentists also have the highest suicide rates among health care providers, maybe that's why they raised the interest?
Click to expand...

You know, they actually had us read a bunch of studies about this in some stupid dental school class and its actually not true. Apparently according to several studies female physicians had the highest suicide rate followed by psychiatrists. Psychiatrists I can understand, but I never really got the female physician thing. Apparently in the study it said the reason was due to how other men in society treated them and how it violated societal norms or some such.
 
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UnfrozenCatfanLawyer

Heisman
Mar 25, 2004
14,660
62,013
0
Ron Mehico said:
You know, they actually had us read a bunch of studies about this in some stupid dental school class and its actually not true. Apparently according to several studies female physicians had the highest suicide rate followed by psychiatrists. Psychiatrists I can understand, but I never really got the female physician thing. Apparently in the study it said the reason was due to how other men in society treated them and how it violated societal norms or some such.
Click to expand...
BECAUSE THEY'RE WEAK
 
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Ribsandwhitebread

Heisman
Apr 17, 2007
20,138
23,063
113
I pay a couple hundred bucks a month in student loans but am also on a federal loan forgiveness plan where after a few more years of minimum payment, as long as I work in public education- they are forgiven.

There was a period where you could file bankruptcy and include student loan debt In that filing. Doctors did it without blinking to erase a few hundred grand in debt and start over. Gone are those days.

Good Lord willing, my kids will be able to go to school wherever I work so I'll catch a break. Who knows what costs will look like then. I would predict community colleges will have a bigger impact and there will be less state schools and private liberal arts schools will continue to take a nose dive.
 
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drxman1

Heisman
Nov 5, 2008
19,464
10,914
0
Well trends do change, I guess being a medical doctor has become more depressing.

Thanks Obama.
 
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Dore95

All-Conference
Mar 2, 2008
2,435
1,906
0
Dental schools are full of people who couldn't get into med school. Great, solid profession but I would think the earning potential of dentists is rather limited unless you are able to start a large practice.
 
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drxman1

Heisman
Nov 5, 2008
19,464
10,914
0
My best friend is a dentist. We both were wanting to go medical back in high school. He got a full ride to play soccer in college, then kind of futzed around, did research a few years. He took his sweet time getting around to it, but eventually went and met his future smoking hot wife in dental school, so I guess it worked out pretty good for him.
 
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PTI Anon1640710541

Heisman
Nov 14, 2002
40,458
53,107
113
drxman1 said:
My best friend is a dentist. We both were wanting to go medical back in high school. He got a full ride to play soccer in college, then kind of futzed around, did research a few years. He took his sweet time getting around to it, but eventually went and met his future smoking hot wife in dental school, so I guess it worked out pretty good for him.
Click to expand...

This is an amazing story.
 
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BBdK

Heisman
Sep 21, 2003
159,783
74,127
0
My Uncle will make 7 figs in a year sooner than later...he said he made 12K his first year. Of course, he didn't have to pay for his dental school, and my grandfather didn't give him **** (other than free office space, which is a lot) to start.

My friend Troy, who many of you know, runs one of the biggest practices in Cincy with a partner..prime office downtown in the US Bank Center. He is absolutely MURDERING, he's 36. (Beck/Pearce)

I was talked out of dentistry by my family (7 dentists in Madisonville at one time) believe it or not...and I don't regret it, even though I know the money can be pretty silly. I don't know Ron Mehico's personal situation, but between he & his wife, 600K sounds like a drop on the bucket in the grand scheme of things, as scary as that sounds.
 
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anthonys735

anthonys735

Heisman
Jan 29, 2004
62,831
51,918
113
What's wrong with being a dentist or specialist in that field? I'm good friends with several and they crush. Sorry it cost a bunch but you a will be fine.

Don't take PTIs advice on anything. Ts.
 
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drxman1

Heisman
Nov 5, 2008
19,464
10,914
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Just had this image of Bbdk sitting in a dentist chair, mask of nitrous around his neck, staring googly eyed at me with a drill in his hand, mumbling something incoherent...truly haunting.
 
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BBdK

Heisman
Sep 21, 2003
159,783
74,127
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^ that's really funny coming from you, bub.

I'm me for certain, but I'm a drop in the bucket compared to my Dad or Uncle if you wanna talk young/middle man shenanigans, TS.

Still tho, YOU talking about "I can't imagine if..." [laughing] You are the poster boy for that.
 
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drxman1

Heisman
Nov 5, 2008
19,464
10,914
0
B.B.d.K. said:
^ that's really funny coming from you, bub.

I'm me for certain, but I'm a drop in the bucket compared to my Dad or Uncle if you wanna talk young/middle man shenanigans, TS.

Still tho, YOU talking about "I can't imagine if..." [laughing] You are the poster boy for that.
Click to expand...

I never said I can't imagine, unfortunately, I did just imagine.

"Hey guys, another long day in the office, shew. Can't believe how some people don't brush and floss. Got to work with my uncle today, truly a legend in his field. Won't be long before my book is full."
 
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BBdK

Heisman
Sep 21, 2003
159,783
74,127
0
Worked for Dad for 2 summers in HS, knew it wasn't for me. Plus, at the time I thought it would mean moving back to Madisonville to REALLY have it made...but of course, that was silly thinking.

Working inside of a small hole all day long is way too stressful for my tastes #jokes -- I'm a sales/hype man. I finally found my calling. :) (although dentistry is largely sales as well)
 
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