There is NO ROI for people donating money to these collectives. You have zero control over how the kid plays, IF the kid plays, if he gets injured, or if he just mails it in given he's already getting the money. You know what they say, "A fool and his money are soon parted".. And to be clear, true NIL is what Caitlin Clark was doing at Iowa where she had endorsement deals with major brands and they paid her as a spokesperson or in commercials. Whats going on with 95% of these players has nothing to do with NIL..Name, image and likeness...