Who got derecho'd this week?

Bro D

All-American
Nov 17, 2003
1,593
6,198
113
The detached garage is a piece of **** so Im hoping for a check now theyve classified it as a derecho
 
  • Wow
Reactions: BrianNole777

lucas80

Heisman
Jan 30, 2008
14,579
33,742
113
Giant tree on my garage. Anyone else?
No trees down, but some of the plants were brutalized and we didn't have power for 11 hours. I wound up throwing out most of the contents of my refrigerator. Apparently IC was the beginning of the derecho tract and didn't get as hard. So, Yeah?
 
  • Like
Reactions: Bro D

Towlie

Freshman
May 27, 2026
37
50
18
Your policy will pay for the reasonable cost to remove the portion of the tree that's on your garage. In addition, it will pay up to $1000.00 for the removal of the tree debris that was on the garage. It will also pay for temporary repairs, like a tarp on the roof to mitigate damage, if needed. Any repairs needed to the garage should also be covered. Usually the limit for dwelling extensions is 10% of the coverage for the dwelling, unless you have a special line of coverage for the garage with its own limit.
Unfortunately, most wind/ hail deductibles are now 1% of the coverage amount. They can be pricey depending on the value of your home.
Let me know if you need any help.
 

Bro D

All-American
Nov 17, 2003
1,593
6,198
113
Your policy will pay for the reasonable cost to remove the portion of the tree that's on your garage. In addition, it will pay up to $1000.00 for the removal of the tree debris that was on the garage. It will also pay for temporary repairs, like a tarp on the roof to mitigate damage, if needed. Any repairs needed to the garage should also be covered. Usually the limit for dwelling extensions is 10% of the coverage for the dwelling, unless you have a special line of coverage for the garage with its own limit.
Unfortunately, most wind/ hail deductibles are now 1% of the coverage amount. They can be pricey depending on the value of your home.
Let me know if you need any help.
You're pretty much spot on. I had a branch go thru the side of my house too
 

Towlie

Freshman
May 27, 2026
37
50
18
You're pretty much spot on. I had a branch go thru the side of my house too
Sounds like you'll have siding, drywall, insulation, and paint to fix as well then. Lots of siding was discontinued during covid. If there isn't a match available, you might be able to get new siding. Same with the shingles if they suggest a repair rather than replacement. If things get tricky, let me know. I can help.
 

Bro D

All-American
Nov 17, 2003
1,593
6,198
113
Sounds like you'll have siding, drywall, insulation, and paint to fix as well then. Lots of siding was discontinued during covid. If there isn't a match available, you might be able to get new siding. Same with the shingles if they suggest a repair rather than replacement. If things get tricky, let me know. I can help.
Yea my buddy who sold me the house said I could end up getting all new siding
 

Bro D

All-American
Nov 17, 2003
1,593
6,198
113
I had to look up derecho. Never heard that. State Farm is gonna give you about $400 for that and raise your premiums 70%. Good luck.
I grew up in the country in Iowa and have many memories of going to the basement for tornadoes... but i legit never heard the word derecho until 2020
 
  • Like
Reactions: MTTiger19

Moral

Heisman
Dec 16, 2022
10,786
39,284
113
Also I'm drunk, I took tomorrow off because derecho. Hey @Moral how long did it take lol

It didn't seem to last very long. I get notifications on my phone when businesses I work with have their internet go down. From Dewitt and into the QC I watched them go down in order. Seems like that only took 30 minutes.
 
Tiger Illustrated

Latest

  1. 01 Tiger Illustrated Our early August camp stock risers in Clemson - Part 2
  2. 02 Tiger Illustrated CLEMSON FOOTBALL AUGUST CAMP: What we are hearing on Markus Strong, Chris Denson, Nolan Hauser & the WR - DB battles
  3. 03 Rivals Clemson chased California stars for years but the Tigers are done with that escapade
  4. 04 Tiger Illustrated Our early August camp stock risers in Clemson
  5. 05 Tiger Illustrated CLEMSON FOOTBALL AUGUST CAMP: What we are hearing on Tait Reynolds, Andy Burburija, Christian Bentancur & Olsen Patt-Henry