Recent content by zubz

  1. Z

    For those who pledged $52+, here’s how to make your donation

    Done. Doubled to $104 to include my wife in pledge.
  2. Z

    $52 donation challenge if Schiano gets hired

    Count me in
  3. Z

    Season Ticket Renewals, Redux

    Had 4 tickets for about 12 years. Went to 2 tickets 2 years ago. Renewed my 2 but going to drop from blue to purple to save my donation costs. Kept my seat backs for what it’s worth. If they brought in some better soft pretzels I would be all in...
  4. Z

    Class gets national attention

    National attention? Lemming covers the NE and it’s a NJ.com article? Come on now
  5. Z

    OT: My area is switching to FIOS--How do you like it ?

    Fios for 5 years. Don’t know that I ever lost TV or internet connection. I hear Comcast has a better interface with DVR and menus but I’m sticking with Fios. Was off contract for a while and just renewed and got gigabit for same price I was paying for 100GB. Can’t complain.
  6. Z

    Roth IRA withdrawl

    That's the Current Max. It was $3k back when he started. Yes you can take out your contributions with zero tax impact. Contributions always come out first.
  7. Z

    Parking Allocations

    Agree with why send and email telling us to login and not have the info available. Who do who email this type of feedback to?
  8. Z

    OT Privacy screen trees

    So I was looking for a privacy screen for a 250' length for the rear of my property. Former owner had some leylands and other bushes kind of randomly placed along a berm. I did extensive research. Leylands are inexpensive will grow very big very fast. Mine got wide so I bet yours will fill in if...
  9. Z

    OT Privacy screen trees

    I am pretty sure those are not leylands
  10. Z

    OT : Rollover pension plan

    YES! It is reportable and not taxable. Merrill will generate a 5498 which is the offsetting form showed that you did indeed roll it over. You are also allowed to do a transfer to another IRA if you wanted to get it away from Merrill.
  11. Z

    OT: Tax Deductible Retirement Accounts

    First year's RMD is about 3.5% and Increases slightly each year. It will not be drawn down over 12 years. Like at the IRS table. It goes out to age 120 I believe not 82. If you are just taking the RMD there is a decent chance your principal will stay in tact for the majority of your retirement.
  12. Z

    Sargeant: Here are some N.J. places to watch the Rutgers football game vs. Washington

    I personally just called PJs. Was put on hold and they checked and said they will not be carrying it.
  13. Z

    OT: Home Security Systems

    Frontpoint user here. When my alarm has gone off they have called every time within 30 seconds. It's a DIY installation but very easy. Phone app works great.
  14. Z

    OT: Beginning to Save for Retirement

    All good advice. I would just add that most of these companies have made changes the last few years so that there are indeed more equities across the various target date funds to account for longer life expectancy and the low yield world. So if you are going to choose a target date fund and...
  15. Z

    OT: Beginning to Save for Retirement

    simply the money growing tax deferred. You can look up "backdoor Roth" and take advantage of that while it is still allowable. Just make sure you understand the rules. What is your age?
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