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  1. C

    OT: settling credit card debt

    A common misconception is that credit card debt is owed to the "card companies" (Visa, MC, et al). Any balances are actually owed to the bank that issued the credit card. Visa and MC just own the network infrastructure. The 800 on the card will eventually route you to the bank. Hope that helps.
  2. C

    Penn State Kicker targeted 2 separate weeks, 2 players ejected.

    Neither penalty was for targeting.
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