Earned income credit has been used for many a down payments. Foodstamps allows them to make the payment on cars they couldn't otherwise afford. Yes taxpayers is paying for it . People in today's world spend more than they responsibly can because of government cheese . They buy expensive vacations, way bigger homes than they need , bigger fancier cars/ suv's all on government cheese . Claim they can't afford medical insurance as they board a cruise ship , go to pro sporting events .... the list is endless. People of all walks of life have become so dependent on the federal government its crazy .