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GYERO ARCHIVE

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catsfanbgky

All-American
Oct 18, 2006
18,901
7,622
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I have money put up for a rainy day. (with the weather this past year as much rain we got, I should be broke.) I will continue to make on time payments on mortgage, as that is about the only debt I have. But when it gets to a critical point for my funds, I will ask for help from the bank. I feel people should only ask for it if it is a dire need, not just to skate a few months because they are not getting the income they are normally accustom to. That is what the government help is for. All you are doing is stretching out your loan by 2-3 months.

Car business is one of the worst hit sectors right now. It gets scarier every day that passes, but I will make it just fine as long as this doesn't go on for another 6-8 months. Before I beg or miss payments, I will dip into my 401K if need be, some are not that fortunate and need help NOW. Relief funds SHOULD be distributed to ones who need it most, not just so a tight *** can skate on a few payments and not take part in this misery. Greed and keeping up with the Jones' has what got most of America in the spot they could end up in. It is not a popular opinion, but giving everyone a hand out for the sake of "doing something" is not the answer. Not "team joey", but also not "team give my any free handout i can get" neither. Only spend what is absolute must, but if you are still living like it is normal times, then I can't really feel sorry for you.
 
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krazykats

Heisman
Nov 6, 2006
23,768
14,723
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Loving our new house, and the fact that I negotiated our first payment not being due until June 1 is looking very good right now.

Had the final walk thru with the old landlord 30 minutes ago and I heard “it’s probably going to take 6-8 months to find a tenant” at least 6 times before it registered that I needed to start arguing for my deposit. He isn’t happy but I get about 90% back.

Work is busy AF.

Local Bourbon groups are loving the Toasted product. Me too! So now I’m doing my thing to figure out a consistent plan for Bourbon/Toasted Bourbon and mix in some RYE, and possibly even Toasted RYE.

With everything going on, I’ve barely missed sports at all. Unreal to think that a summer trip to Disney is going to be a slowdown for me, but I’m looking forward to it.

My mom is about 80-90% good, shew I’ve not been that scared since 2010 having the decision to pull the plug on my dad fall on my shoulders.

Ozark Season 3:flushed:
 
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catsfanbgky

All-American
Oct 18, 2006
18,901
7,622
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And hate to use Rogue's buddy, be he is a prime example. Out living the beach life, drinking high end liquor, doing blow and TRYING to live like a rock star, but then when rent is due, he doesn't have it. Well I can't feel sorry for him and not so sure he NEEDS any hand out. He knew this **** was happening and had rent coming due, instead of cutting back on the Salt Life, he spent his rent money. If he is that broke, probably needs to lower his taste and drink Natty Light and Boonesfarm if he must have a vice. But by all means, cut the Coke out, maybe do Krokodil or Heroin instead, it is cheaper and he will eventually not have to worry about rent juggled with living the Salt Life. it may sound a little harsh, and it is, but that is the harsh reality of the situation.

it is no better than the people who are completely able to work, but will not because they will take a "pay cut" by losing all of the gubment handouts. "Why should I work when I can live off of people who do and pay taxes to take care of me ?"
 
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PTI Anon1640710541

Heisman
Nov 14, 2002
40,458
53,107
113
Not to make light of the situation.......but I'm about to make light of the situation.

- you don't have to pay rent, utilities, mortgages, car payments, credit cards, etc right now
- $250/week in unemployment (in LA, anyways)
- up to an additional $600/week on top of that for 8 weeks
- $1200 stimulus check

Everyone should be able to survive on that.
 
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Hank Camacho

Heisman
May 7, 2002
28,103
11,430
113
I think unemployed PTI is probably confusing whatever he has to say to rail ****** on Tinder with things that are actually true, but in this case he is absolutely correct.

Congrats, *******.
 
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krazykats

Heisman
Nov 6, 2006
23,768
14,723
0
WilliamJ said:
May have some bad news buddy.
Click to expand...

I’d take a week in one of those Walmart pools, a lawn chair and a cooler full of bud light orange at this point.

This last month has kicked my *** after stupid Andy considered me “essential”.
 
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klambert6

All-Conference
Apr 10, 2005
1,075
1,034
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It is entirely possible not to know everything about every single thing. Also within the realm of possibility not to comment on every single subject.

Alternatively, I *DO* know that if the CFB season is pushed back that Terry Touchdown gets that much more time to rehab and enters a week 2 battle with Florida that much healthier.
 
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Boyd_Givens

Junior
May 8, 2014
157
343
61
<---Small manufacturing business owner. We are fine right now but I worry about when our customers start telling us they can't pay for the work we have in progress because they aren't getting paid by big automotive. It's coming and no matter how much we work and how well we produce, our financial future really isn't up to us. There is no "pull yourself up by your own bootstraps" with this deal.
 
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CrittendenWildcat

CrittendenWildcat

Heisman
Nov 28, 2003
12,053
12,473
113
catholic_back said:
My new salary cuts will not allow me to pay both my mortgage and student loan payments each month. So glad I signed up for that super aggressive loan repayment plan...
Click to expand...
FYI, it's pretty easy, even outside this COVID-19 crisis, to get forbearance on your student loan for up to a year at a time, if you need to look into it.
 
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JB875

All-Conference
Mar 10, 2004
2,404
1,271
73
It ain’t much... but it’s been a great time to renegotiate all non-essential bills. Got my internet, DirecTV, and satellite radio bills significantly lowered by calling and saying I was uncertain about my income due to corona (not untrue). While I’ve had success in the past with all of them it was much less a pain in the *** this time around.
 
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WayneDougan_rivals170043

Heisman
Jan 28, 2007
20,397
30,168
0
In the good news portion of the day, I read an article in a mainstream news magazine this morning that says we shouldn't get too up in arms about people over 80 dying because, statistically speaking, they have a 10% chance of dying anyway this year - and so there's a slight level of pull-forward effect going on - and when factored in this whole situation isn't that bad.

I think this level of thinking should be included when we talk about shut down. In fact, if we view this over the next 50 years, I'm pretty sure about 95% of those who died of Coronavirus would have died from something else, so let's just open the flood gates and get back to work!
 
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Hank Camacho

Heisman
May 7, 2002
28,103
11,430
113
Catholic_Back, I'm being serious here. If I was a doctor and they tried to cut my wages during this ****, I'd lawyer up like a Baltimore gangster. Tell them to go f*** themselves hard.
 
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JB875

All-Conference
Mar 10, 2004
2,404
1,271
73
There’s no doctor (except maybe ER and full-time ICU docs) who isn’t having their pay majorly slashed. One of my friends was fired a week ago by the hospital saying they couldn’t afford to keep her on during this, don’t expect her to be the last.
 
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WayneDougan_rivals170043

Heisman
Jan 28, 2007
20,397
30,168
0
UKswimmer875 said:
There’s no doctor (except maybe ER and full-time ICU docs) who isn’t having their pay majorly slashed. One of my friends was fired a week ago by the hospital saying they couldn’t afford to keep her on during this, don’t expect her to be the last.
Click to expand...

Are they just not able to work on anything else? I was supposed to have my knee scoped on Monday and it got cancelled. I could argue my orthopedist won't have a lot of demand for his services coming up.
 
CrittendenWildcat

CrittendenWildcat

Heisman
Nov 28, 2003
12,053
12,473
113
UKswimmer875 said:
There’s no doctor (except maybe ER and full-time ICU docs) who isn’t having their pay majorly slashed. One of my friends was fired a week ago by the hospital saying they couldn’t afford to keep her on during this, don’t expect her to be the last.
Click to expand...
We have landlords being prevented from evicting tenants for nonpayment, but we can't prevent hospitals from slashing the compensation of doctors and nurses, our frontline combatants in the war against COVID-19. WTF?
 
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drxman1

Heisman
Nov 5, 2008
19,464
10,914
0
Any private practice, hospital, or clinic that relies on outpatient work is being gutted right now. By order of the government to conserve materials and prepare for the surge, all outpatient procedures, surgery, imaging is suspended until further notice.

The ortho guys are getting nailed. They are shut down to pretty much anything but trauma.

And yes, I got my pay cut last week too.
 
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grantbob

grantbob

Senior
Sep 9, 2005
908
411
63
Hey Krazy-

Have you got the Down Home thing rolling enough that you are actually making a profit? Pretty impressive if so.
 
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