Groomer_Eer

roadtrasheer

All-Conference
Sep 9, 2016
18,102
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Memory must be an integral trait for those that are able to graduate from college, because you don't have a good one.

I'm assuming you'll need to Google integral.
Why would people want to get a loan for something they have to beg others to pay for ?
I'm thinking a lot of people who have a degree don't have the ability to use it .... we all know what kind of curves they are using now ....
 

atlkvb

All-American
Jul 9, 2004
82,202
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I wonder when all the Leftists who moved away from NYC because it was a such "great place" will eventually move back? Probably after the Leftists they voted for to run it finish running it into the ground? 😏

It's the same phenomenon here in Atlanta. All the so called "enlightened" Progressives who voted for these mind numbed Leftists to run Atlanta are leaving for the suburbs & North Georgia Mountains because the city has become such a dangerous, hideously expensive absolute sh*t hole!
 
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NYC_Eer

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Aug 22, 2010
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Why would people want to get a loan for something they have to beg others to pay for ?
I'm thinking a lot of people who have a degree don't have the ability to use it .... we all know what kind of curves they are using now ....
Not everyone that goes to college gets a loan. A lot of people work while they go to college to pay for it. Others go into the military and go to college after they get out. Some get scholarships. There are plenty of ways to pay for college.
 

Gunny46

All-Conference
Jul 2, 2018
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Banks filed at least six reports concerning Hunter Biden's foreign business dealings that flagged President Joe Biden's home address in Delaware and raised concerns about possible criminal activity involving money laundering or human trafficking, according to a U.S. Senator who investigated the first family's finances for years.


Banks filed at least 6 suspicious activity reports flagging Joe Biden's home address, senator says​

 

atlkvb

All-American
Jul 9, 2004
82,202
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Few College students today are able to pay for their education using their own money.

NOTE: Data represent the 50 states and the District of Columbia. Degree-granting institutions grant associate’s or higher degrees and participate in Title IV federal financial aid programs. Includes only loans made directly to students; does not include Parent PLUS Loans or other loans made directly to parents. Constant dollars are based on the Consumer Price Index, prepared by the Bureau of Labor Statistics, U.S. Department of Labor, adjusted to an academic-year basis. Averages exclude students with no student loans.

link:
 

atlkvb

All-American
Jul 9, 2004
82,202
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General question for the board. How many of you are ever forgiven debts you owe (absent filing for bankruptcy)? Shouldn't we be teaching our kids that if you borrow money, you should plan to pay it back? What about the taxpayers who are owed the billons in Federally guaranteed loans given to students who now don't have to pay any of it back? Isn't that just shifting the burden of the debt onto them?

What's the solution here, particularly in light of the fact that we're already broke? 🤔
 

Christian96

All-Conference
Apr 25, 2019
17,638
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Not everyone that goes to college gets a loan. A lot of people work while they go to college to pay for it. Others go into the military and go to college after they get out. Some get scholarships. There are plenty of ways to pay for college.

Plenty of ways but only a select few.

I support trades
 

NYC_Eer

Redshirt
Aug 22, 2010
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Few College students today are able to pay for their education using their own money.

NOTE: Data represent the 50 states and the District of Columbia. Degree-granting institutions grant associate’s or higher degrees and participate in Title IV federal financial aid programs. Includes only loans made directly to students; does not include Parent PLUS Loans or other loans made directly to parents. Constant dollars are based on the Consumer Price Index, prepared by the Bureau of Labor Statistics, U.S. Department of Labor, adjusted to an academic-year basis. Averages exclude students with no student loans.

link:
Don't send your kids to college then. I don't give a ****. To say the idea of getting a college education is bad just because some people can't pay for it is ridiculous. Any family or kid that gets a loan has made a decision. There are other ways. Get good grades or become good at a sport and get a scholarship. Apply for grants. Go into the military. Work your own way through school. If you're taking a loan and not at least working to help pay then being in debt is on you.

College isn't the only way, because there are a lot of trades that can provide a good living. My Dad was a pipe fitter at Union Carbide, and made a good living.

My kids 529s are fully funded. They can go wherever they want, and they will be better for it. If you want to argue the value of a college education, then have at it, but its a silly argument. And mostly political at this point, because of the liberal values a lot of colleges have these days.
 

atlkvb

All-American
Jul 9, 2004
82,202
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Don't send your kids to college then. I don't give a ****. To say the idea of getting a college education is bad just because some people can't pay for it is ridiculous. Any family or kid that gets a loan has made a decision. There are other ways. Get good grades or become good at a sport and get a scholarship. Apply for grants. Go into the military. Work your own way through school. If you're taking a loan and not at least working to help pay then being in debt is on you.

College isn't the only way, because there are a lot of trades that can provide a good living. My Dad was a pipe fitter at Union Carbide, and made a good living.

My kids 529s are fully funded. They can go wherever they want, and they will be better for it. If you want to argue the value of a college education, then have at it, but its a silly argument. And mostly political at this point, because of the liberal values a lot of colleges have these days.
Agreed. Don't go to college if you can't afford it and if you take out loans to pay for it, pay them back.
 

Gunny46

All-Conference
Jul 2, 2018
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NYC_Eer

Redshirt
Aug 22, 2010
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Agreed. Don't go to college if you can't afford it and if you take out loans to pay for it, pay them back.
Agreed as well. Although, there are some people that were taken advantage of by these private schools that were offering more than they should have been and there were predatory lending practices in play. But if someone feels wronged by either of those, sue the companies involved. I don't think the government should forgive their loans in mass.
 

atlkvb

All-American
Jul 9, 2004
82,202
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I don't think the government should forgive their loans in mass.
MYOB there @NYC_Eer ...I'm trying to get re-elected here...traitor!
 

atlkvb

All-American
Jul 9, 2004
82,202
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Now would be a good time to show you are not one of them. Plenty of information on Joe Biden using his Brother and Son to sell out our country. Get on it.



EXCLUSIVE: Joe Biden paid nearly $2.75million CASH for Rehoboth Beach house within weeks of Hunter sending 'threatening' text to Chinese business partner demanding to close $10million deal​

Biden's obviously compromised. His Son is obviously a degenerate. Democrats are obviously two faced, and this country is obviously in trouble because no one gives a damn about any of it.
 

roadtrasheer

All-Conference
Sep 9, 2016
18,102
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Not everyone that goes to college gets a loan. A lot of people work while they go to college to pay for it. Others go into the military and go to college after they get out. Some get scholarships. There are plenty of ways to pay for college.
Agree 100% ... the American dream pay for what you need or want YOUR FREAKING SELF! But then again their is the democrats who want the government to pay for it .... government being us piss ons that work our asses off .
I paid for my kids, X wife's and with the help of my brother my new wife's education.
Education is a great thing if the person is intelligent enough to use it . If you have to have someone else pay for it than your not intelligent enough for it . If a person chose a education in a field that don't pay enough to live on, how intelligent is that person? Not smart enough to do any research. If a person becomes a teacher then crys about the pay , do they have the reasoning skills to be a teacher?
 

Soaring Eagle 74

Freshman
Jan 4, 2008
22,888
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0
General question for the board. How many of you are ever forgiven debts you owe (absent filing for bankruptcy)? Shouldn't we be teaching our kids that if you borrow money, you should plan to pay it back? What about the taxpayers who are owed the billons in Federally guaranteed loans given to students who now don't have to pay any of it back? Isn't that just shifting the burden of the debt onto them?

What's the solution here, particularly in light of the fact that we're already broke? 🤔
I think the issue that is overlooked is the value of the degree a student is pursuing. Maybe we shouldn’t be granting loans to students seeking degrees in fields that will never offer the salaries necessary to fund household expenses and repay loans.
 

roadtrasheer

All-Conference
Sep 9, 2016
18,102
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I think the issue that is overlooked is the value of the degree a student is pursuing. Maybe we shouldn’t be granting loans to students seeking degrees in fields that will never offer the salaries necessary to fund household expenses and repay loans.
Can't argue that .
Need to also take a hard look at how many unnecessary mandatory courses that has little to nothing to do with the degree needed to be successful.
Bottom line is nobody should be responsible for your choice in life but you . Me, the painter , the landscapers, or any other successful person be made to pay for another's futures unless we want to . I would think if a person is intelligent enough to go to college they would be intelligent enough to research the cost and be able to plan .
 

atlkvb

All-American
Jul 9, 2004
82,202
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I think the issue that is overlooked is the value of the degree a student is pursuing. Maybe we shouldn’t be granting loans to students seeking degrees in fields that will never offer the salaries necessary to fund household expenses and repay loans.
Good point. I'd even argue plenty of College tuitions need more thorough actuarial reviews to determine if they're actually worth what they cost? Too many students are priced out of the market beyond their ability to pay and it doesn't matter how poor the school's academic offerings are or what what the ROI in a degree from that school is?
 

SoCo

Senior
May 29, 2001
35,815
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I think the issue that is overlooked is the value of the degree a student is pursuing. Maybe we shouldn’t be granting loans to students seeking degrees in fields that will never offer the salaries necessary to fund household expenses and repay loans.
Why don't you fix the problem instead of addressing the symptom? The issue isn't the loans the students get for those majors, the problem is the university offering those programs to begin with.

They serve no use and eat up a ton of resources. Get rid of stupid **** like minority studies, womens studies, DEI and the like. Why then hell would any university offer programs that will never offer the salaries necessary to fund household expenses?

MuSt Be WoKe
 

Gunny46

All-Conference
Jul 2, 2018
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People like this shouldn't be teaching anywhere.



 
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roadtrasheer

All-Conference
Sep 9, 2016
18,102
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I
Why don't you fix the problem instead of addressing the symptom? The issue isn't the loans the students get for those majors, the problem is the university offering those programs to begin with.

They serve no use and eat up a ton of resources. Get rid of stupid **** like minority studies, womens studies, DEI and the like. Why then hell would any university offer programs that will never offer the salaries necessary to fund household expenses?

MuSt Be WoKe
Why not offer them ? This is a free country and some people want them . Giving a loan for them is foolish but whatever risk the lender wants to take is on them .
Be woke all ya want just don't ask government ( tax payers) to pay for it . Be stupid don't expect someone else to pay for it .Be lazy don't expect me to buy your food ...
 

SoCo

Senior
May 29, 2001
35,815
514
113
Why not offer them ? This is a free country and some people want them . Giving a loan for them is foolish but whatever risk the lender wants to take is on them .
Be woke all ya want just don't ask government ( tax payers) to pay for it . Be stupid don't expect someone else to pay for it .Be lazy don't expect me to buy your food ...
Why should the government be funding those programs to begin with? They are a waste of time and, yes, you are paying for it.

Odd lead off question considering your comments that followed.
 

roadtrasheer

All-Conference
Sep 9, 2016
18,102
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Why should the government be funding those programs to begin with? They are a waste of time and, yes, you are paying for it.

Odd lead off question considering your comments that followed.
I'm odd ....
Why should anyone be funding them except those who want them ? No one should be funding anything except business who needs it and those who want it .
I hope I articulated that correctly.
Business paid my training...they need me . Pretty simple get a education in what's needed ... if you choose to study snails don't cry if you can't afford potted meat .... follow your dreams ....don't expect to pay for it .... really life in America is great chase money become rich ... chase your dreams and live on the river ... or hillside ... just don't want me to pay for you to chase your ******* dreams ... or pay to cut your dick off or kill your baby... smoke dope and starve, cool ....**** the LA Lakers great ....use birth control or take the morning after .... study white people ******* sheep ... great ...I ain't paying for ot ...
 

spartansstink

Redshirt
Sep 24, 2005
3,374
0
0
The government isn't funding them - the college/university is. Those programs are there, regardless of their usefulness, because there is a demand for them.

Some of these loans are government-funded but they usually are miniscule to the amount one has to pay for tuition and expenses. The overwhelming majority of loans received come from private entities - banks, etc.

They don't ask beforehand what degree you are seeking because its irrelevant. They are going to get their money back no matter what - from repayments, liens, collateral, etc.

The rising cost of college coincided with the move away from merit. When all one needs is a checkbook to get into college - as it is now and has been for 30 years - the supply of students went up while the value went down because those graduates aren't the same quality and there are so many of them. It's like this in most fields now.

One exception is the education field. There is a huge shortage of teachers today. As a result, states have increased pay significantly - simple supply and demand - in order to attract candidates. 20 years ago there would be 15 applicants for one position. Today, there are none, sometimes for years.
 

roadtrasheer

All-Conference
Sep 9, 2016
18,102
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113
The government isn't funding them - the college/university is. Those programs are there, regardless of their usefulness, because there is a demand for them.

Some of these loans are government-funded but they usually are miniscule to the amount one has to pay for tuition and expenses. The overwhelming majority of loans received come from private entities - banks, etc.

They don't ask beforehand what degree you are seeking because its irrelevant. They are going to get their money back no matter what - from repayments, liens, collateral, etc.

The rising cost of college coincided with the move away from merit. When all one needs is a checkbook to get into college - as it is now and has been for 30 years - the supply of students went up while the value went down because those graduates aren't the same quality and there are so many of them. It's like this in most fields now.

One exception is the education field. There is a huge shortage of teachers today. As a result, states have increased pay significantly - simple supply and demand - in order to attract candidates. 20 years ago there would be 15 applicants for one position. Today, there are none, sometimes for years.
I could be wrong.... but when government is paying its a problem. Please tell me I'm wrong
 

atlkvb

All-American
Jul 9, 2004
82,202
5,690
113
I'm odd ....
Why should anyone be funding them except those who want them ? No one should be funding anything except business who needs it and those who want it .
I hope I articulated that correctly.
Business paid my training...they need me . Pretty simple get a education in what's needed ... if you choose to study snails don't cry if you can't afford potted meat .... follow your dreams ....don't expect to pay for it .... really life in America is great chase money become rich ... chase your dreams and live on the river ... or hillside ... just don't want me to pay for you to chase your ****ing dreams ... or pay to cut your dick off or kill your baby... smoke dope and starve, cool ....**** the LA Lakers great ....use birth control or take the morning after .... study white people ****ing sheep ... great ...I ain't paying for ot ...