I'm glad I'm not the only one recently surprised by NJM rate hikes! Just added a Mercedes and was shocked at the increase but I priced NJCure and saw they were almost a thousand higher...ill just stick with NJM, wife and I both have clean histories.
The best tailgating investment I've made is the Cuisinart CG-200, 6 seasons and this thing still is cooking even and can get up to the high temperatures to sear a 10lb tenderloin with no problems.