Was going to say the same thing here. 529 plans are great and both them and MPACT should be considered. If your child happens to have a full ride then the 529 can be used for any education expense tax free. If there is no education expense it can be used on then take the 10% penalty and its...
Why PIMCO total return? PIMCO is a great company but its just funny you recommend that specific fund for EVERYONE. I was actually invested in that fund, but index mf and pimco ain't gonna be right for everyone my man.
S&P 500 is all equities. Of course its going to beat every portfolio as it should. Look at the down turns on the S&P as well. Are you willing to accept a negative 34% return one year? The point of a portfolio is to be spread out across all sectors and be designed specifically for the client...
Estate taxes come upon a net worth of greater than $5 million or more. Looking to be lowered bc of Obama. I was making a scenario so something could be easily understood and your trying to make an argument out of it. WL insurance can be a great investment and will grow your death benefit. My...
His ideas on debt and credit cards is some good stuff. I didn't mean to completely put the guy down cause he is smart. Just some things that I've mentioned that are questionable on his philosophies. <div>
</div><div>If your ever interested in more just PM me. </div>
I completely disagree with is "Buy Term life insurance and invest the rest.." He is a big hater on permanent insurance and it might sound like a good idea but could be a huge problem for someone. Say someone who is pretty wealth takes that advice and develops cancer. Your term policy runs up and...
It's going to differ from each investor on which fund would fit them best. Some investors are comfortable with taking on the risk of the no management. We do use "no load" funds in fee based advising as well so I'm definitely not* turning them down. I think it's important however that people...
I am an FA and the thoughts towards using online trading vs a professional FA basically depends on how much your investing and how much experience you have. Any of the online stuff with "no load" funds will have NO professional management. All the investing is strictly up to you. If you go the...
I have a white german shepherd that does the same thing. Try giving him local honey on top of his food. The honey has to be from within a 30 mile radius or so from your area. Apparently the pollen in the honey will help build an immunity to the seasonal allergies. It may help, it may not but it...
Cohen almost ruined the game last night by leaving Mitchell in too long. I would have started the 9th inning with Reed, Holder, or Stratton. I don't like the decision to pitch Stratton first. Throw Woodruff.
Cohen obviously trying to rattle their pitchers and he's pissing off Manieri in the process.*
<div style="text-align: left;">got it now, I thought Rea came back in and thats why I was confused too. </div>